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Courses › Budget Bootcamp › 7 of 7

Day 7: Make it stick

Budgets work when checking in is a habit, not a chore.

A weekly 15-minute check-in

Same day each week: compare spending so far with the plan, move money between categories if needed, and note anything coming up.

A monthly reset

At month's end, total each category, see what worked, and write next month's plan. Adjust the plan to reality rather than abandoning it.

Expect misses

Most people need three months for a budget to feel normal. Overspending one category just means moving money from another; the plan still works.

Do this today

Put a recurring 15-minute weekly money check-in on your calendar.

Net worth calculator (track progress every few months)